Pre- & Post Purchase Home Buyer Counseling

One-On-One sessions with a homeownership counselor covering:

  • Personal and financial advantages of home ownership; rent vs. buy
  • Budgeting basics and credit analysis
  • Mortgage loan process overview
    • Conventional, FHA & affordable housing product overviews
    • Review and explanation of mortgage disclosures
      • Good Faith Estimate (GFE)
      • Truth In Lending (TIL)
      • Settlement Statement (HUD1)
  • Financial assistance & incentive program availability
  • Fair housing, fair lending and predatory lending awareness
  • Post-purchase closing interview*
    • Loan document review
    • Preparation of a homeownership plan of action

* If mortgage fraud or predatory lending practices are suspected, the client is immediately referred to the Fair Lending Investigation Coordinator or staff attorney for further assessment

Please Contact the Housing Center to schedule an appointment