Achieve Homeownership with Home Purchase Counseling
Whether you’re just thinking about buying a home or heading to closing, our homebuying counseling is one-on-one and tailored to help individuals reach their unique homeownership goals. We also help homeowners considering refinancing.
SSHC is an Illinois nonprofit organization and our services are free.
How to Receive Home Purchase Counseling:
Submit your completed intake packet and the required documents listed on pages 1 & 2 to our Housing Counseling Department:
- Visit our office at 18220 Harwood Avenue, Suite 1, Homewood, IL 60430
- Email the documents to nsampson@southsuburban.net.
Please Note:
Only individuals who complete the full intake form and provide the requested documentation will be counseled. Incomplete forms and documentation will postpone our ability to assist you. Contact our office if you need help completing your paperwork or accommodations at (708) 957-4674.
Your one-on-one homeownership counseling will cover:
- Personal and financial advantages of homeownership vs renting
- Budgeting basics and credit analysis to determine your readiness
- Mortgage loan process overview
- Conventional, FHA, and affordable housing product overviews
- Down payment and closing cost assistance
- Referrals to lenders, realtors, inspectors, insurance agents, attorneys, etc.
- Review and explanation of mortgage disclosures
- Loan Estimate
- Closing Disclosure
- Loan Document Review
- Preparation of a Homeownership Plan of Action
- Fair housing, fair lending, and predatory lending awareness
- Post-purchase closing interview
Looking for our Monthly Homebuyer Education Course?
SSHC provides free homebuyer education courses once a month.
Click here for more information on our courses and upcoming dates.