Ready for Homeownership?

Grant Requirements:

  • Property must be located in Hazel Crest, IL
  • Five-year forgivable grant
  • Conventional financing and participating lenders only
    • FHA, VA, and USDA loans do not qualify
  • Primary residence, one-unit properties
  • Cannot own other residential real estate at closing
  • Funds are limited– first come first serve
  • The grant amount is based on household income (see AMI chart below)
  • Applicants must complete SSHC’s Homebuyer Education Course and Home Purchase Counseling

How to Get Started:

Participating Lenders:

  • Associated Bank
  • Bank of America
  • BMO Harris Bank
  • Chase
  • CIBC
  • Citi Bank
  • Fifth Third Bank
  • First Savings Bank of Hegewisch
  • Huntington
  • Old National Bank
  • People’s Bank
  • Wintrust Mortgage

Grant Amounts Based on Household Income:

  • Less than 60% AMI: $15,000 Grant
  • 60 – 120% AMI: $10,000 Grant

*2026 AMI limits are not published by HUD until April.

Household Size:12345678
< 60% AMI$50,400$57,600$64,800$71,940$77,700$83,460$89,220$94,980
< 120% AMI$100,800$115,200$129,600$143,880$155,400$166,920$178,440$189,960