We are no longer accepting applications for this program, as funds are currently exhausted.

Ready for Homeownership?

Find out if you’re eligible for up to $15,000 in down payment assistance from South Suburban Housing Center’s Inclusive Communities Fund. Below are the basic requirements, eligible communities, and our preferred lenders.

Applicants Must Complete Homebuyer Education & One-on-One Counseling

Click the following links to find out more information about these programs.

Five-Year Forgivable Grant

Primary Residence, One-Unit Properties

Cannot Own Other Residential Real Estate at Closing

Funds Are Very Limited – FIRST COME FIRST SERVE

Conventional Financing & Preferred Lenders Only

You are encouraged to compare products, rates, and services of multiple lenders and are entitled to choose whichever lender and lending product best meets your needs.

Grant Amount is Based on Household Income (up to 120% AMI)

2023 Area Medium Income (AMI) limits are for the Chicago-Naperville-Joliet HUD Metro Area. See the charts below to see your household AMI.

  • Less than 60% AMI: $15,000 Grant
  • 60 – 80% AMI: $10,000 Grant
  • 80-120% AMI: $5,000 Grant
Household Size12345678
< 60%$46,380$52,980$59,580$66,180$71,520$76,800$82,080$87,360
60-80%$61,800$70,600$79,450$88,250$95,350$102,400$109,450$116,500
80-120%$92,760$105,960$119,160$132,360$143,040$153,600$164,160$174,720

Must Purchase in One of the Following Eligible Communities

  • Blue Island
  • Burnham
  • Calumet City
  • Calumet Park
  • Chicago Heights
  • Country Club Hills
  • Dixmoor
  • Dolton
  • East Hazel Crest
  • Fairmont
  • Flossmoor
  • Ford Heights
  • Glenwood
  • East Hazel Crest
  • Flossmoor
  • Ford Heights
  • Glenwood
  • Harvey
  • Hazel Crest
  • Homewood
  • Hopkins Park
  • Kankakee
  • Lansing
  • Lynwood
  • Markham
  • Matteson
  • Olympia Fields
  • Park Forest
  • Phoenix
  • Posen
  • Richton Park
  • Riverdale
  • Robbins
  • Sauk Village
  • South Chicago Heights
  • South Holland
  • Summit
  • University Park