We are no longer accepting applications for this program, as funds are currently exhausted.

Ready for Homeownership?

Find out if you’re eligible for up to $15,000 in down payment assistance from South Suburban Housing Center’s Inclusive Communities Fund. Below are the basic requirements, eligible communities, and our preferred lenders.

Applicants Must Complete Homebuyer Education & One-on-One Counseling

Click the following links to find out more information about these programs.

• Virtual Homebuyer Education Course
• SSHC Home Purchase Counseling

Five-Year Forgivable Grant

Primary Residence, One-Unit Properties

Cannot Own Other Residential Real Estate at Closing

Funds Are Very Limited – FIRST COME FIRST SERVE

Conventional Financing & Preferred Lenders Only

You are encouraged to compare products, rates, and services of multiple lenders and are entitled to choose whichever lender and lending product best meets your needs.

• Associated Bank – Paula M. Grant, paula.grantt@associatedbank.com
• BMO Harris – Tina Hobbs, tina.hobbs@BMO.com
• CIBC – Ellen Brazley, ellen.brazley@cibc.com
• Chase – Tai-Rebecca Cotton, tairebecca.robsinson@chase.com
• Fifth Third Bank – Claude Connor, claude.connor@53.com
• First Merchants Bank – Ricardo Arambula, rarambula@firstmerchants.com
• First Savings Bank of Hegewisch – Rex A. Davis, II, r.davis@fsbhegewisch.com
• Huntington – John Listello, john.c.listello@huntington.com
• Mutual of Omaha – Tom Meneses, tmeneses@mutualmortgage.com
• Old National Bank – Ivis Avilez, ivis.avilez@oldnational.com
• Wintrust – James Harris, jharris@wintrustmortgage.com

Grant Amount is Based on Household Income (up to 120% AMI)

2023 Area Medium Income (AMI) limits are for the Chicago-Naperville-Joliet HUD Metro Area. See the charts below to see your household AMI.

• Less than 60% AMI: $15,000 Grant
• 60 – 80% AMI: $10,000 Grant
• 80-120% AMI: $5,000 Grant

Household Size	1	2	3	4	5	6	7	8
< 60%	$46,380	$52,980	$59,580	$66,180	$71,520	$76,800	$82,080	$87,360
60-80%	$61,800	$70,600	$79,450	$88,250	$95,350	$102,400	$109,450	$116,500
80-120%	$92,760	$105,960	$119,160	$132,360	$143,040	$153,600	$164,160	$174,720

Must Purchase in One of the Following Eligible Communities