Are you struggling to make mortgage payments, or facing foreclosure?
Our HUD-certified counselors are here to help clients navigate difficult times and find solutions. Through one-on-one counseling sessions, we will assess your credit and budget, develop an action plan, assist with documents, negotiate and advocate, and look out for predatory treatment.
SSHC is an Illinois nonprofit organization and our services are free.
How to Receive Foreclosure Counseling:
Submit your completed intake packet and the required documents listed on pages 6 & 7 to our Housing Counseling Department:
- Visit our office at 18220 Harwood Avenue, Suite 1, Homewood, IL 60430
- Email the documents to nsampson@southsuburban.net.
Please Note:
Only individuals who complete the full intake form and provide the requested documentation will be counseled. Incomplete forms and documentation will postpone our ability to assist you. Contact our office if you need help completing your paperwork or accommodations at (708) 957-4674.
Through our housing counseling program, we will:
- Conduct an initial intake interview to identify your specific issues
- Determine if predatory or discriminatory treatment is involved
- Assess your credit and budget
- Review and evaluate your options
- Develop an action plan for desired resolution (modification, refinance, short sale, etc.)
- Assist with compiling required financial documents and drafting a client hardship letter
- Negotiate and advocate on behalf of the client with the lender
- Review documents outlining the specific resolution offered by your lender
- Provide attorney referral if bankruptcy, legal financial claim, or debt advice is needed