Ready for Homeownership?

South Suburban Housing Center is providing up to $15,000 in down payment assistance to eligible homebuyers purchasing in Gary, Indiana. Below are the basic requirements, eligible communities, and our preferred lenders.

Must Purchase in Gary, Indiana

Five-Year Forgivable Grant

Primary Residence, One-Unit Properties

Cannot Own Other Residential Real Estate at Closing

Funds Are Very Limited – FIRST COME FIRST SERVE

Conventional Financing & Preferred Lenders Only

You are encouraged to compare products, rates, and services of multiple lenders and are entitled to choose whichever lender and lending product best meets your needs.

  • Associated Bank
  • BMO Harris Bank
  • Centier Bank
  • Chase
  • Fifth Third Bank
  • First Merchants Bank
  • First Savings Bank of Hegewisch
  • Old National Bank

Applicants Must Complete Homebuyer Education & One-on-One Counseling

Email Tonisha Brown at

Grant Amount is Based on Household Income (up to 120% AMI)

2023 Area Medium Income (AMI) limits are for the Gary, IN HUD Metro FMR Area. See the charts below to see your household AMI.

  • Less than 60% AMI: $15,000 Grant
  • 60 – 80% AMI: $10,000 Grant
  • 80-120% AMI: $5,000 Grant
Household Size12345678
< 60%$37,560$42,900$48,240$53,580$57,900$62,160$66,480$70,740